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Profile photo of a State Farm Agent named: Terry Gross

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State Farm® Insurance Agent

Terry Gross

(815) 469-2525
10850 W Laraway Road
Suite 4W
Frankfort, IL 60423-6400

Agency is on Northside of Laraway, west of LaGrange & east of Wolf Roads

Profile photo of a State Farm Agent named: Terry Gross

Would you like to create a personalized quote?

Office Info

Office Hours

9am - 5pm
After Hours by Appointment
Call or text us 24 hours a day!


10850 W Laraway Road
Suite 4W
Frankfort, IL 60423-6400


  • We wish all our customers a Happy 4th of July! On this day, we appreciate the patriotic heroes who fought and sacrificed themselves so that we can enjoy the privileges that America has today. Have a great and safe holiday!

I have been a State Farm Insurance Agent in the Frankfort/Lincoln-Way area since 1989. We focus on Auto insurance, Homeowners insurance, Life Insurance, Commercial Insurance & Health Insurance products. I have the advanced insurance designation of LUTCF, and my staff and I have over 50 years of State Farm Insurance Agency experience.

My passion for helping people get the kind of personal service and answers that seem to be missing in the insurance industry today, drives me to listen to all your concerns and needs. My family and I have been involved with many local events, organizations and for sure family gatherings! I'm proud of the fact my children attended and graduated from Lincoln-way area schools.

I help people when they relocate to Illinois, especially in the Frankfort, New Lenox, Mokena, Manhattan, Joliet, Orland Park, Homer, Will County and all the south suburbs. Call, Click, Text or Stop by for a Free Auto Insurance Quote, Homeowner's quote, Life insurance proposals and review, along with health proposals. I am a past member of Lincoln-Way High School Foundation For Education, current Chamber of Commerce member & Past Village Commissioner . I am a graduate of Illinois State University, with a Bachelor of Science in Education. I look forward to helping you with all your insurance needs. The nicest compliment you could pay me and my State Farm Insurance Agency would be to refer someone just like you to my office!

Insurance Products Offered

Auto, Homeowners, Condo, Renters, Personal Articles, Business, Life, Health, Pet

Other Products

Banking, Annuities

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We want to listen to your questions, make sure we understand your needs and then help you make the right decisions, for you and your family, on all your insurance needs.

The Terry Gross Agency has 3 experienced & knowledgeable insurance professional team members. Deanna Gabrys has been with our Agency since 2006, handling marketing and billing for all Illinois and Indiana customers. Both Deanna and Terry are licensed to market insurance in Illinois and Indiana. Jen Allen has been with my team since 2013, working in the marketing and customer service areas. Melanie Carnes is our newest team member, beginning in 2022 and is responsible for marketing and customer service. We love referrals! We appreciate the opportunity to give you the value of our insurance knowledge, which has made our insurance agency a huge success!


Deanna Gabrys

Insurance Account Representative

Deanna has great knowledge related to marketing Auto insurance, Fire insurance and Life insurance protection for you & your family. She is licensed in both Illinois & Indiana for Auto, Fire and Life insurance products. She has handled all billing issues and customer questions for our Agency. Her soft demeanor, understanding and helpful approach goes a long way in her quest to always be the "go to person " for all your insurance needs. Deanna loves the Cubs, I guess a "die hard Cub fan".


Jennifer Allen

Insurance Account Representative

Jen is a very experienced insurance professional, with knowledge of the State Farm systems and marketing processes. She is ready to deliver second to none marketing and customer service and courteous help to all who contact her. Jen is licensed in all lines of insurance and has over 11 years of State Farm Insurance experience. Camping is one of her favorite hobbies and likes to go as often as possible.


Melanie Carnes

Insurance Account Representative

Melanie is our newest team member. She is licensed in Illinois to provide Auto insurance, Home insurance, Life insurance and Health insurance. She is your go to person for updates on your account and is helpful finding the coverages you want. Melanie has a son who keeps her busy with his school and after school activities along with her new puppy, Happy.